Our Process

8 steps to your
full settlement.

Every claim is different, but our process is proven. Here's exactly how we take you from a denied claim to a full recovery.

Step 01

Schedule Your Free Consultation

Book your FREE Claim Review online. We'll go over your situation, review your documents, and let you know exactly what we can do for you. No cost, no commitment.

Online scheduling — takes 2 minutes
No obligation, no hidden fees
We review any claim type or status
Step 02

Collect Necessary Documents

We'll guide you through gathering the required paperwork — policy documents, claim forms, denial letters, and all correspondence with your insurance company.

Insurance policy & declarations page
Existing claim forms and correspondence
Denial or underpayment letters (if applicable)
Step 03

Damage Photo Review

Our team thoroughly reviews all photos and documentation of your property's damage. We identify what's been overlooked or undervalued.

We review all existing damage photos
Identify concealed and secondary damage
Compare against insurer's assessment
Step 04

Create a Plan of Action

Using our industry expertise, we develop a strategy tailored to your claim — maximizing your settlement value and preparing a solid case.

Custom claim strategy for your situation
Scope of work and timeline
Clear communication of expectations
Step 05

Submit or Appeal the Claim

We handle all paperwork for submitting your claim or appealing a denial — including detailed reports, Xactimate estimates, and all supporting documentation.

Expert documentation and reports
Xactimate estimates in industry-standard format
Complete appeal package preparation
Step 06

Negotiate with the Insurance Company

We communicate directly with your insurer, advocating on your behalf to secure a fair settlement. You don't have to speak to them — we handle it.

Direct insurer communication
Experienced negotiation tactics
We push back on low-ball offers
Step 07

Review & Approve the Settlement

Once we secure a settlement offer, we review every detail with you to ensure it meets your needs before you sign anything.

Line-by-line settlement review
Explanation of all terms
You approve before anything is finalized
Step 08

Receive Payment & Restore Your Home

Funds are directed to your chosen contractors to begin repairs. We've handled everything — now you can focus on getting your property back to normal.

Funds released to restoration contractors
We're available for any follow-up questions
Ongoing support if issues arise

Step 1 is free. Book it in 2 minutes.

Your free consultation costs you nothing. Let's find out what we can recover for you.

We respond within 24 hours — guaranteed.